By Ken Stern
Weather, housing, activity, and future health care are one of the elements explored in 50 very good areas to Retire in the United States, second Ed.. This revised and up to date model seems on the preferred retirement groups within the usa and provides details in a easy layout that will not baffle readers with information and hard-to-follow charts.
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Extra info for 50 Fabulous Places to Retire in America
In addition, the interest on car loans, credit cards and installment loans is no longer deductible. And with banks charging 18-percent interest (in Florida, it can be up to 21 percent), but only paying out 3 to 4 percent on savings, it doesn't take an accountant to tell you that installment debt is a raw deal. ) Step 2: Determine Your Income Needs During Retirement Retired people usually need at least 60 percent annually of what they earned during their last year of employment. However, I recommend calculating retirement needs at a rate of 75 percent to allow for unexpected circumstances.
This equates to no capital gains tax if the beneficiaries sell the property for the value of the property upon death. Estate Taxes (Death Taxes) So you were one of the individuals who thought that just because you died, the tax collector would leave you alone. Wrong! In fact, the highest tax in the land is the death tax. After your estate has reached a value, currently $600,000, death taxes are incurred at 37 percent and quickly rise to 55 percent! Although the tax rate technically begins at $10,000, the current law allows for an individual to have an estate equal to $600,000 before the taxes begin.
By Book-mart Press To order this title, please call toll-free 1-800-CAREER-1 (NJ and Canada: 201-848-0310) to order using VISA or MasterCard, or for further information on books from Career Press. Library of Congress Cataloging-in-Publication Data Stern, Ken. /by Ken Stern. p. cm. Includes index. Retirement, Places ofUnited States. Rosenberg, Lee, 1952- 50 fabulous places to retire in America. Title. 7'9'0973dc20 96-28346 Page 3 Acknowledgments A task of this magnitude is not simple. My thanks to Career Press for giving me the authority; Anne Robinson for her months of research, writing and attention to tedious detail that this overwhelming project demanded; all my associated at Asset Planning Solutions who contributed to this manuscript; my dear friend Shirley Sunde, for her moral support; Dan Clark; Leslie Bailey, for her editing expertise; and, of course, all of you, the readers, who now have the adventure of a lifetime before youthe adventure of retirement.
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