99 Ways to Stretch Your Home Budget by Cheri Gillard

By Cheri Gillard

With phrases like "recession" and "record unemployment" filling the air, the common family--regardless of ways the economic system is treating them--will be being attentive to the finances. that is why 99 how one can Stretch your house Budget will obtain a hot reception because it grants ratings of useful principles to economize round the house.

Cheri Gillard
, previously an obstetrical and NICU nurse, is a contract author and editor, plus the mummy of quadruplets.

From the alternate Paperback edition.

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Have your name removed from the lease if you’re leaving a roommate. (Savings = varies) WATER WISDOM Install flow-control valves in shower heads. Mount shower timers in the stall and reduce shower time. Instruct the family to turn off the flow while lathering. If you have a gym membership, bathe at your gym as much as possible. Replace a shower or two per week with a sponge bath. ) Conserve water for chores. Keep a dishpan in the kitchen sink to wash and rinse instead of running the tap. Run dishwashers and clothes washers only with full loads.

In time, it can really add up. Compare your current insurance coverage to that provided by other companies. Inquire about discounts for multiple policies, clean driving records (learn their forgiveness time frame), business groups, good credit rating, defensive driving courses, honor roll students, antitheft devices, and low mileage driving. Ask friends about their experiences and which company they’d recommend. See number 37 for tips about driving conservatively. Young drivers especially need to drive carefully as the consequences of their traffic infractions will be very costly.

If you have to pay to become a member, pass on that too. Once you pay to join, you’ll feel obliged to spend enough to recoup the investment. Some stores require you to use their credit card to get the savings. If that is the case, only, only, only use it if you know you’ll pay it off before the first bill-closing date. The companies are banking on you not paying it off on time. (Savings = $10 per month, $120 per year) A SHOO-IN To save money later with a podiatrist, invest in quality shoes now.

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