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Extra info for An Introduction to the Khasia Language, Comprising Grammar, Selections for Reading, and a Vocabulary
You have so many choices — more than 19,000 financial institutions offer VISA or MasterCard cards. In general, though, credit cards vary in at least four aspects: ■ Annual fees: Some cards charge an annual fee ranging from $25 to $75. Some cards waive the annual fee for first-time customers but charge the fee in subsequent 56 CliffsNotes Managing Your Money years after the customer has become accustomed to using the card. But other cards do not charge an annual fee. Look for these cards. 5 percent to 21 percent.
The move required the transfer of $500,000 in assets. They planned to finance this by liquidating their assets by the sale of their home and cars and downsizing their furnishings. 74 a day (the approximate price for a cup of coffee and a sweet roll for breakfast) — you can save $1,000 a year. If you invest that $1,000 (see Chapter 7 for more about investing), you can take great pleasure in watching that money grow. You owe it to yourself to ensure for yourself financial security and a comfortable retirement.
Table 3-3: Sample Strategies for Savings Strategy Monthly Savings Take lunch to work instead of going out $60 Take public transportation to work $40 Stop smoking one pack a week $10 Reduce fast-food and restaurant dining by 20% $60 Total estimated monthly savings $170 By saving this $170 per month, Monica and Joe will save an additional $2,040 in one year. Add in interest, and over the years, those savings will increase dramatically. Take a minute to identify four ways in which you can cut your monthly expenses to save more money and reward yourself for being a good money manager.